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Summary
In computing, the kernel is a computer program that manages input/output requests from software, and translates them into data processing instructions for the central processing unit and other electronic components of a computer. The kernel is a fundamental part of a modern computer's operating system. For computer programmers, the kernel's interface is a low-level abstraction layer.

Because of its critical nature, the kernel code is usually loaded into a protected area of memory, which prevents it from being overwritten by other, less frequently used parts of the operating system or by application programs. The kernel performs its tasks, such as executing processes and handling interrupts, in kernel space, whereas everything a user normally does, such as writing text in a text editor or running programs in a GUI (graphical user interface), is done in user space. This separation is made in order to prevent user data and kernel data from interfering with each other and thereby diminishing performance or causing the system to become unstable (and possibly crashing).

http://en.wikipedia.org/wiki/Kernel_%28operating_system%29

Derived from recent UK, Aussie and Indian media sites.